How it works

From connection to automation in four steps

BillerApi orchestrates the full lifecycle of bill management so you can focus on delivering personalized fintech experiences.

Step 1

Connect to billers

Users grant consented access to their email and/or bank. We use that to discover their billers, authenticate, capture consent, and link accounts with adaptive MFA across devices.

Step 2

Normalize and enrich data

We categorize every bill, extract structured fields, and enrich invoices with due dates, payment statuses, and audit trails.

Step 3

Monitor health automatically

Credential health checks, automated retries, and proactive alerts ensure stable bill retrieval without manual intervention.

Step 4

Automate downstream actions

Trigger payment workflows, budgeting insights, or late-fee mitigations using our event streams and normalized data models.

Ready to see it in action?

Spin up a sandbox client, explore the Connect experience, and start ingesting live test bills in minutes.